Amongst the novel fintech banking contenders, Revolut was the only one to make cryptocurrency trading an important part of their platform. They have recently expanded to the United States a couple months ago and have just released crypto-trading to their customers. This has been made possible via a partnership with Paxos.
As of now, US customers have access to Bitcoin and Ether directly in-app. European customers have access to a few more: Litecoin, Bitcoin Cash and XRP. Access is very fast and straightforward, as well as the cashing out process as all is done in a few clicks. The funds are not available to withdraw to a personal cold storage or other platforms as it is currently difficult to offer with current regulations.
The United States has been one of the most difficult places to offer cryptocurrencies as laws are very strict. Top exchanges such as Binance and FTX had to create separate entities to function in the US.
For the less ‘tech-savvy’ there are other platforms where access to crypto is relatively easy, such as Robinhood and now Revolut. While these platforms don’t offer crypto-withdrawals and hence the private keys are not in the hands of the customers, they still work the case of global adoption via the creation of ‘easy access’.